Did you know most people spend 70% of their money on transportation, housing, and food. This means these 3 areas are likely the best areas to begins to cut expenses to give you and edge on paying down debt and saving money. If we can live below our means and contemplate what we spend out money on it would be an eye-opener. Forget the social comparisons and what others think. Try to absorb all you can on learning more about personal finance to get an edge on the trends that aid you in saving money and paying down debt.
https://www.yahoo.com/amphtml/finance/news/most-people-blow-70-money-123700500.html
Rev. Dr. Donna Taylor is the Pastor of Andrew Chapel United Methodist Church (UMC) in Montross, VA. Rev. Dr. Taylor promotes best practices by teaching financial literacy workshops and currently serves as Finance Chair in the Rappahannock River District for the UMC. In May 2015, Rev. Dr. Taylor received her Doctor of Ministry from Virginia University of Lynchburg in Lynchburg, Virginia. Rev. Dr. Taylor was born and raised in New York City and recently discovered her ancestral roots in Guinea-Bissau, West Africa. Rev. Dr. Donna Taylor is married to David Taylor and they have a son and a daughter. Their daughter is a educator and son is an Active-Duty Senior Seaman in the Navy married with three children. In her leisure time, she enjoys traveling, reading, swimming, writing poetry, crocheting and spending time with her family.